Session 6

Hard Work Pays Off

From Finding Your Financial Path

Big goals require focus, sacrifice and a lot of hard work. You have to want the outcome with a passion, saying “no” to other things that are competing for your time.

Breaking big goals into daily activities will help you achieve them. It’s hard to say no to dinner with friends or to wait until the sweater you want goes on sale. But you have to be willing to make changes to see success over the long haul. One less dinner out a month for 12 months could be the difference between going into debt for a new dryer or being able to buy it outright.

We cannot expect to see our lives change or experience freedom if all we do is talk about what we can do better. We all have a next step when it comes to our finances, and we have to take action if we want to see things change.

We all have the ability to manage money like amateurs or like professionals. The difference comes from practice and perseverance in making wise choices and following biblical principles. As Solomon put so wisely, “hard work always pays off” (Proverbs 14:23).

Think About:

1. What is one thing you worked hard to earn? What did you learn about perseverance during that experience?

2. Have you ever started budgeting and stopped? What caused you to quit and how can you prevent that from happening again? 

Pray:

Jesus, help me to keep going even when budgeting is hard and saving is not fun. Give me passion for managing money in a way that honors You.