Session 12

How To Distinguish Wants From Needs

From Finding Your Financial Path

Most of the time, what we want isn’t what we need. And if we’re honest, we’ve been given far more than we actually need. We need food, clothing and shelter. We want everything else.

So how do we find joy when we can’t get what we want? Contentment is contingent on our attitudes, not our bank statements. If we’re always looking to make more money, gain more resources and acquire more wealth for ourselves, we’re not using money how God designed it to be used.

Money is a tool to provide for our needs, to provide for the needs of others and an opportunity to give back to God as an act of worship. By giving to God, we’re declaring that we don’t find our satisfaction in money, but in Jesus. Jesus is the one who provides for us. Loving money more than God leads to pain, letdown and sin. But when we trust God will provide for our needs, we can find our contentment in Him.

Money will run out, but God is a generous giver who is with us through everything, no matter what. He provides for us, above and beyond what we expect. When we trust and obey Him with our money and our lives, we receive His rich love and the transformation it creates in us.

Think About:

1. What are two things you want but don’t really need? Will you trust God to provide them for you (or to know better that you don’t need them)?

2. On a scale of 1 to 10, how content are you? Why did you choose that number?

3. Discontentment begins when we believe God doesn’t have our best interests at heart. What are three ways God has been faithful to you this month?


Jesus, thank You for always having my best interest at heart. Help me to be content in You and You alone.

12 of 28

Devotionals From This Study

to Discover More

Session 1

Following Jesus Is Radical

Throughout the Bible, Jesus asked people to follow Him using the simple phrase, “Come, follow me.” This was a radical invitation. Follo...

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Session 2

Everything Belongs to Jesus

When we work hard for something, we feel a sense of ownership over it. Whether we’re working for a paycheck or raising kids at home, we s...

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Session 3

It’s Not About Me

In ancient Middle Eastern culture, servants were a common part of the household. Servants were treated like employees, but sometimes, if ...

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Session 4

Jesus Says We Should Tithe

God cares how we manage everything that He’s given to us. If God didn’t care, the Bible wouldn’t have more than 2,000 verses about money ...

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Session 5

God Doesn’t Need Our Money

What’s the most awkward gift-giving experience you’ve ever seen? Maybe you or someone you know got busted regifting. Or, the gift wasn’t ...

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Session 6

Money Doesn’t Save Us. Jesus Does.

Faith—no matter how small—is a powerful thing. In the book of John, one of Jesus’ followers, John, describes a time when Jesus got so fir...

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Session 7

Jesus Alone Satisfies Our Souls

We’ve all heard the phrase, “climbing the ladder of success.” Maybe you’re climbing the corporate ladder in search of that next big promo...

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Session 8

Everyone Can Afford to Tithe

A wealthy man in the Bible faced a problem many people would love to have: What do you do when you have more stuff than space to store it...

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Session 9

Mind Over Matter

On the old TV show, “Lifestyles of the Rich and Famous,” host Robin Leach toured mansions and yachts, giving an inside look at the lives ...

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Session 10

We All Need Help Sometimes

In the process of growing up, we learn to cross a street safely and avoid electrical shocks. Life would be painful without those basic sk...

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Session 11

Know Where Your Money Goes

Paul, an apostle and church planter, was considered one of the great leaders of his time. But as Paul addressed a new church in the city ...

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Session 12

How To Distinguish Wants From Needs

Most of the time, what we want isn’t what we need. And if we’re honest, we’ve been given far more than we actually need. We need food, cl...

Read Devotional

Session 13

You Can’t Love Both God and Money

We take in millions of messages every day. Advertisers use clever slogans, pretty people and cute animals to entice us with whatever they...

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Session 14

God Wants You To Be Debt-Free

Debt is not God’s best for our lives, because it prevents us from being able to do what He’s called us to do. If God called you to move t...

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Session 15

Debt Is a Choice

Retail therapy is much like it sounds—shopping to improve mood or disposition. The world tells us we deserve nice things regardless of wh...

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Session 16

Broke People Can’t Bless People

Luke 10 tells the story of a Jewish man who is mugged and left for dead on the side of the road. Several people passed him. Then a Samari...

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Session 17

Better Planning Leads To Better Choices

We all know people who are impulsive spenders. As soon as a paycheck comes in, they’re out the door to spend everything they’ve earned. I...

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Session 18

Fund Your Future

Most Americans are not financially prepared for their future. Studies show that as many as 90 percent of us are not on track to be able t...

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Session 19

Every Cent Counts

Most Americans don’t consider themselves rich. But if you live in the United States, you are among the wealthiest people in the world. We...

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Session 20

Hard Work Pays Off

Big goals require focus, sacrifice and a lot of hard work. You have to want the outcome with a passion, saying “no” to other things that ...

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Session 21

Faithfulness Now Increases Responsibility Later

A good financial planner doesn’t keep the money he receives from his clients. He invests it wisely so he can present his clients with mor...

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Session 22

Less Is More

Having more money is not the answer to a happy life. It may seem that money can solve it all and if you just had a better job or a bigger...

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Session 23

Giving Is More Fun Than Receiving

Have you ever been so excited about finding the perfect present that you couldn’t wait to give it? Maybe it was the engagement ring that ...

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Session 24

Give Your Best

Mark, one of Jesus’ followers, told the story of a woman who broke a jar of expensive perfume and poured it on Jesus’ feet. This wasn’t j...

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Session 25

What Can Destroy You?

In Mark 4, Jesus spoke about the obstacles that a farmer faces when planting his crop. Occasionally, the seed will start growing and appe...

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Session 26

God Never Fails

When we love something, we do anything for it. The love of money will lead people to make foolish decisions, because we will do anything ...

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Session 27

Work With Purpose

We each have work to do. Everything we do — from the way we work to how we talk — is an act of worship to God.One of the reasons we work ...

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Session 28

Do Whatever It Takes

There is always work to be done, but there are different “jobs” to do. It’s our job to provide for our families and love the people in ou...

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