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Session 20

Hard Work Pays Off

Read: Proverbs 14:23, Proverbs 10:4, Proverbs 6:9-11

Big goals require focus, sacrifice and a lot of hard work. You have to want the outcome with a passion, saying “no” to other things that are competing for your time.

Breaking big goals into daily activities will help you achieve them. It’s hard to say no to dinner with friends or to wait until the sweater you want goes on sale. But you have to be willing to make changes to see success over the long haul. One less dinner out a month for 12 months could be the difference between going into debt for a new dryer or being able to buy it outright.

We cannot expect to see our lives change or experience freedom if all we do is talk about what we can do better. We all have a next step when it comes to our finances, and we have to take action if we want to see things change.

We all have the ability to manage money like amateurs or like professionals. The difference comes from practice and perseverance in making wise choices and following biblical principles. As Solomon put so wisely, “hard work always pays off” (Proverbs 14:23).

 

Think About:

1. What is one thing you worked hard to earn? What did you learn about perseverance during that experience?

2. Have you ever started budgeting and stopped? What caused you to quit and how can you prevent that from happening again? 

 

Pray:

Jesus, help me to keep going even when budgeting is hard and saving is not fun. Give me passion for managing money in a way that honors You.


1

Following Jesus Is Radical

Following Jesus Is Radical

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2

Everything Belongs to Jesus

Everything Belongs to Jesus

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3

It’s Not About Me

It’s Not About Me

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4

Jesus Says We Should Tithe

Jesus Says We Should Tithe

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5

God Doesn’t Need Our Money

God Doesn’t Need Our Money

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6

Money Doesn’t Save Us. Jesus Does.

Money Doesn’t Save Us. Jesus Does.

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7

Jesus Alone Satisfies Our Souls

Jesus Alone Satisfies Our Souls

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8

Everyone Can Afford to Tithe

Everyone Can Afford to Tithe

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9

Mind Over Matter

Mind Over Matter

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10

We All Need Help Sometimes

We All Need Help Sometimes

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11

Know Where Your Money Goes

Know Where Your Money Goes

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12

How To Distinguish Wants From Needs

How To Distinguish Wants From Needs

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13

You Can’t Love Both God and Money

You Can’t Love Both God and Money

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14

God Wants You To Be Debt-Free

God Wants You To Be Debt-Free

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15

Debt Is a Choice

Debt Is a Choice

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16

Broke People Can’t Bless People

Broke People Can’t Bless People

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17

Better Planning Leads To Better Choices

Better Planning Leads To Better Choices

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18

Fund Your Future

Fund Your Future

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19

Every Cent Counts

Every Cent Counts

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20

Hard Work Pays Off

Hard Work Pays Off

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21

Faithfulness Now Increases Responsibility Later

Faithfulness Now Increases Responsibility Later

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22

Less Is More

Less Is More

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23

Giving Is More Fun Than Receiving

Giving Is More Fun Than Receiving

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24

Give Your Best

Give Your Best

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25

What Can Destroy You?

What Can Destroy You?

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26

God Never Fails

God Never Fails

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27

Work With Purpose

Work With Purpose

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28

Do Whatever It Takes

Do Whatever It Takes

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